Find the Right Mortgage Option For You

Prime Rate is responsive and very knowledgeable!. Skills needed to get you through the complex detailed process to get the best rates. Follow through is excellent. I recommend them as a trusted advisor!

Kyle knows his stuff, and has taken great care of my clients. Will definitely use again!

Kyle and his team were extremely helpful throughout the entire process. As first-time homebuyers, we had many questions and were unfamiliar with how everything worked. Kyle was always responsive, patient, and took the time to guide us every step of the way. He communicated clearly during the entire process and was always available whenever we needed help or had questions. He made us feel comfortable and confident, and we were very happy with the rates he was able to secure for us. We would definitely recommend him.

I just wanted to say thanks to Kyle for helping me out with my mortgage loan everything was done faster than a big bank would ,even after hours would responded, my realtor recommended prime rate after my previous lender couldn’t finance the property I was looking to buy . Within a few weeks we were able to close.

Loved working with Atef! He is timely, caring and meticulous. He made the buying experience easy and pain free. Will refer him to everyone in the market for a Lender!

Atef is the true epitome of excellence. From his knowledge, attitude, and work ethic- it just doesn’t get better than him!! He will truly walk with you as a partner from beginning to end (and even well after your loan closes). I have worked with many lenders in the past, and he is truly the best of the best!

Kyle takes the time to explain options clearly, stays on top of the process, and genuinely looks out for his clients’ best interests. If you’re looking for someone reliable who knows what he’s doing and makes the process smooth, I highly recommend working with him and Prime Rate.

From our first conversation I knew I was in good hands. Kyle was amazing, he guided us through the process with patience. He was very responsive to our questions and answered every question quickly. He guided us through all the paperwork and we had a very smooth process during closing. I highly recommend them to anyone looking for a

Trustworthy, efficient, and caring mortgage broker. 5 star service at its best!!

Atef and Kyle are amazing to work with. They really help make getting a loan easy through their high levels of experience and knowledge. I'd recommend them to anyone looking to purchase or refinance.

I’ve used Atef for over 25+ transactions for my clients and he has never dropped the ball. Excellent service and communication throughout the entire process. Every realtors dream lender!

Talk about the best in the business. Not only does Atef work on your deals relentlessly, he treats you like family. During what most people call a stressful process, he makes sure you are cared for and answers to all the complex questions you may have. This is my broker for life!! Thank you.

Exceptional company! Clear communication, fast service, and they made the process easy. Couldn’t have asked for better work completed on my behalf. Thank you Kyle and Prime Rate for making a daunting process smooth!

I had the pleasure of working with Atef at Prime Rate for the first time, and it will definitely not be the last. Atef is an excellent mortgage broker who truly goes above and beyond to ensure every transaction runs smoothly. His professionalism, responsiveness, and genuine care for his clients really stand out. As a realtor, having a broker who communicates clearly and jumps in quickly whenever questions or concerns arise makes all the difference and Atef did exactly that for everyone involved. His clients walked away satisfied, and the process felt seamless from start to finish. I highly recommend Atef to anyone looking for a dedicated, knowledgeable, and reliable mortgage broker.

Atef went above and beyond to help with getting us approved for our home loan. Buying a home is a huge decision and very stressful. He was there every step of the way and took the stress out of the process by being there when a problem would arise. 11/10 recommend using for your real estate purchases!

Huge shoutout to Atef at Prime Rate! 💸 Navigating the mortgage world can feel like a maze, but Atef steered us through the entire process like a total pro. He made the numbers side of our home purchase incredibly smooth and stress-free for both me and my wife. If you want the GOAT of lenders in your corner, call Atef. He’s fast, sharp, and gets the job done! 🚀🏆

Outstanding brokerage with great communication and integrity. You can tell they genuinely care about delivering results for their clients. Highly recommended.

My home purchase was a great experience thanks to @primerateinc and especially @usmanmortgage for getting us the best deal.

There's no one I would trust more with my money than Kyle and the team at Prime Rate. Honest, thorough, and motivated to make the customer happy.

As a first time home buyer, Kyle really helped us feel comfortable and knowledgeable through the entire process. Would def recommend.

Kyle and everyone at Prime Rate were absolutely amazing to work with. Kyle helped me and my family get into a home, and we couldn’t be more grateful for his support throughout the entire process. He was knowledgeable, patient, and always available to answer our questions, making everything feel clear and stress-free. Kyle truly cared about our situation and worked hard to find the best options for us. Thanks to his dedication and guidance, we’re now in a house we can call home. I highly recommend Kyle and Prime Rate to anyone looking for a trustworthy, hardworking team that genuinely puts their clients first. And been first time buyer, made it seem simple and understandable. Highly recommend.

My home purchase was a great experience thanks to @primerateinc and especially @usmanmortgage for getting us the best deal.

Quality, communication, performance. The go to lender when it comes getting our buyers assisted on their home loan!

Great service very quick and great communication with the staff.

I had the pleasure of working with Atef in buying my first home. He was so helpful from the beginning answering any questions I had and was always available when I had questions. He made everything simple to understand and walked me through the entire process. He really cares about his clients and makes sure they feel comfortable before anything is signed. I would definitely recommend using him if you are wanting to buy a house. He is amazing at what he does.

Atef always had the answer to every question we had. He was available all the time and worked around our schedule. Very professional, enthusiastic, and easy to talk to. His confidence and communication made the entire process seamless for our family. I would recommend him to anyone. Great guy!

I had the pleasure of working with Atef for the purchase of my home. As a single mom of 4 on a fixed income, I approached the situation with fear and anxiety of what I could even afford. Atef treated me like family and genuinely cared for the best interest of my kids and I. I was completely impressed with his consistent quality outstanding customer service. This definitely exceeded my expectations and ensured me that his clients are not just transactional and treated like another number. His overall atmosphere is always inviting and makes you feel comfortable when asking so many questions. He is very skilled and knowledgeable in his trade along with constant transparent explanations of the entire process. I highly recommend Atef without reservation, trust me you won’t regret it.

Excellent !

We recently had the pleasure of working with Atef for our first home purchase, and the experience was nothing short of outstanding. He provided first-in-class support, going above and beyond to explain every part of the process. No question was too small, and he made himself available day and night, even on weekends and late nights, working around our schedule. His personalized approach was truly appreciated, constantly checking in on our loan status and offering assistance beyond his scope, including finding us insurance for the best deals. At the outset, he took the time to truly understand our wants and needs, and he patiently explained everything we needed to know about buying our first home from the ground up. His professionalism truly shows his multiple years of experience, making us feel very valued and like members of his family. He made us feel confident in all the steps we took to obtain our loan for our first house. I will be going with him for all of our future home-buying purchases. I couldn't have asked for a better guide through this journey.

Atef is the absolute best at what he does. Super professional, super knowledgeable and feels like a part of the family after only a short time. Thank you, Atef for all you have done for my family and I! We appreciate you more than you know! 10000+ stars for you!

Excellent service with this refinance. My refinance involved payoffs to a number of creditors, the refinance itself was flawless and quite streamlined. Effective customer service experience. They service reps were very knowledgeable and extremely helpful, provides updates in a very timely manner which makes the process much much better. I would recommend them to anyone looking to refinance. From beginning to end, this was an outstanding experience with Atef Usman!

5 Stars is not enough!!! Atef was with us during our first mortgage in Aug 2023. So, when we got a tax bill that showed we were “overdrawn” in our escrow, he was the first call I made. Not only did he get our mortgage payment back down to almost the same amount, but got us an even better interest rate! He spent countless hours working this refinance and keeping me calm! He was realistic about what needed to happen and communicated every step, making this stressful situation a lot of tolerable. His team is just as compassionate and helpful. Atef, you are a blessing!!!

Where do I start. So my wife and I started with a different lender and the experience was terrible. I mean, no communication, no effort. Our realtor gave us another lender to try, and that’s where Atef stepped in. My goodness what an 180. Communication, promises kept, closed as scheduled. His team is tremendous and I could be any more thankful. This man went out of his way the day before closing to get a termite inspector out because the VA said the old one expired, and he paid for it out of pocket. When you talk about someone taking care of their client, and going above and beyond, this is it. Atef. Thank you again. Will forever be indebted to you.

It has been my pleasure to work with Atef Usman to obtain my most recent residential mortgage. This is the third mortgage I have worked with Atef and I will continue to use him on all future mortgages. Atef is very personable as well as very professional in his business dealings. His detailed knowledge of the overall financial industry and various loan options is matched by few based on my personal experience with him and other loan officers. I would highly recommend Atef for any real estate financial advisor or loan services.

Atef was amazing to work with. He was responsive and helpful through the entire process. He worked quickly to make sure our timeline was met. We appreciated how he valued our family and would definitely recommend.

Everything about the process was great. Atef was very helpful and transparent about everything the whole time. If I ever had a question he was available. Because things were so smooth we were able to close a week early. I don’t think I could’ve gotten a better rate or had a better process with anyone else. Highly recommend!! Thank you!

Pleasant to work with. Great response to questions. Would work with again!

Buying a house was never so easy! I appreciate the professional way it was handled by Mr Usman. Thanks for securing the loan with best interest rate possible.