Find the Right Mortgage Option For You

Welcome to our website

At Prime Rate Inc, we believe that homeownership strengthens communities and that every family deserves a trusted partner to guide them on that journey. Founded with a deep commitment to honesty, transparency, and personal connection, we’re more than a mortgage company we’re neighbors helping neighbors build their future. Our team takes pride in offering clear guidance, personalized solutions, and unwavering support to help clients make confident, informed decisions. Whether you’re buying your first home, refinancing, or expanding your investment in the community, we’re here to make the process simple and stress-free. At Prime Rate, we measure our success not by numbers, but by the lasting relationships we build and the positive impact we have on the communities we serve one home, one family, and one neighborhood at a time.

We are here to assist you, every step of the way. Some of our loan programs include:

FHA Loans, VA Loans, USDA Loans, Jumbo Loans, Conventional Loans, Commercial Loans, Non-QM Loans, and Bridge Loans

In addition to our extensive range of loan products, Prime Rate Inc. offers a variety of refinance programs. 

FHA Streamline, FHA Cash Out, FHA 203k, VA Streamline, VA Cash Out, USDA Streamline, Conventional, Commercial, and Jumbo refinancing options.

We also recognize that there are unique financial situations that require specialized loan products. That's why we offer additional programs such as 1099 Loans, Down Payment Assistance, Self Employed Loans, Bank Statement Loans, and First Time Home Buyer Loans. Our goal is to make homeownership accessible to everyone, regardless of their financial background. Our team is dedicated to helping first-time buyers navigate the process of securing their dream home, ensuring they find the right financing solution tailored to their needs.

Now serving Texas; Dallas, Fort Worth, Houston, and Austin & Colorado; Denver, Colorado Springs, and Fort Collins and all surrounding cities