About Us

Atef Usman

Co-Founder

Co-Founder of Prime Rate Inc. Atef Usman is an experienced leader in the mortgage industry. Atef is known for building elite mortgage teams, innovative lending solutions and unwavering commitment to client success. Atef oversees all of Sales and Operations at Prime Rate Inc. With over 15 years of excellence in the mortgage and finance industry, Atef started his career as a Top Producing Loan Officer at one of the country's largest lenders and quickly elevated to leadership roles, where his integrity, loyalty, and trust have built lasting partnerships and driven operational brilliance. Specializing in tailored financing—from conventional mortgages and investor DSCR programs to jumbo loans—Atef embodies excellence in every transaction, ensuring transparency, efficiency, and personalized guidance that empower clients to achieve their real estate goals. A devoted husband and father of three boys, he cherishes quality time with his family in Dallas, Texas, staying active outdoors through sports, adventures, and creating unforgettable memories that fuel his passionate drive for growth and fulfillment.

Ready to elevate your lending experience? Contact PRIME RATE today—your trusted partner in building wealth through real estate.

Kyle Cohen

Co-Founder

At Prime Rate Inc, Co-Founder Kyle Cohen and his team are guided by a simple belief every client deserves clarity, honesty, and confidence throughout their financial journey. With more than a decade of experience in the mortgage industry, Kyle has helped countless families achieve their dream of homeownership by pairing deep industry knowledge with genuine care. Built on a foundation of integrity, Prime Rate puts people before profit, solutions before sales, and transparency at the heart of everything they do. Together, our team are redefining what it means to serve clients creating not just successful closings, but lasting relationships built on trust and understanding.